Abstract
Annotatsiya: Ushbu maqolada O‘zbekiston tijorat banklarida raqamli depozitlar va ularning hisobi tahlil qilinib, uni takomillashtirish bo‘yicha ilmiy asoslangan takliflar ishlab chiqilgan. Tadqiqotda zamonaviy tahlil usullari — raqamli bank texnologiyalari, KPI ko‘rsatkichlari va byudjetlashtirish mexanizmlari asosida depozitlarning tarkibi, hisob yuritish jarayonlari hamda mijoz segmentlari bo‘yicha tahlili amalga oshirilgan. “Ipoteka bank” ATIB misolida markaziy va filial darajasida raqamli depozitlarning dinamikasi, ularning mijozlar ehtiyojiga moslashuvi va bank balansidagi o‘rni chuqur tahlil qilingan.
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