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Abstract
Annotation: This article examines the growing influence of financial
technology (FinTech) on the digital transformation of the banking sector. It highlights
how innovative technologies such as artificial intelligence, blockchain, and big data
are reshaping traditional banking models, improving financial accessibility, and
enhancing customer experience. The study also discusses the key challenges that
financial institutions face during the digital transition, including cybersecurity risks and
regulatory issues. Overall, the article emphasizes that FinTech plays a crucial role in
making banking services more efficient, transparent, and customer-oriented, ultimately
contributing to the modernization of the global financial system.
References
References:
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