Abstract
Annotatsiya: Ushbu maqolada sun’iy intellekt (AI) va Big Data
texnologiyalarining moliyaviy bozor faoliyatida qo‘llanilishi, ularning afzalliklari
hamda yuzaga kelayotgan muammolar tahlil qilinadi. Tadqiqot davomida raqamli
texnologiyalarning bank tizimi, investitsiya jarayonlari va moliyaviy xavflarni
boshqarishdagi o‘rni yoritilgan. Shuningdek, moliyaviy xizmatlarda sun’iy
intellektning avtomatlashtirish, risklarni oldindan prognoz qilish va mijozlar tajribasini
yaxshilashdagi roli o‘rganilgan. Maqolada xorijiy tajribalar va zamonaviy ilmiy
manbalarga tayanilgan holda O‘zbekiston moliya bozorida ushbu texnologiyalarni
joriy etishning istiqbollari ko‘rsatib o‘tiladi. Tadqiqot natijalariga ko‘ra, AI va Big
Data texnologiyalarining to‘g‘ri integratsiyasi moliyaviy tizim samaradorligini
oshirishi, shaffoflikni kuchaytirishi va iqtisodiy raqobatbardoshlikni ta’minlashi
mumkinligi aniqlangan.
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